Paying For Palliative Care
Palliative care consultations are covered by Medicare, VA benefits and most private insurance plans. Co-pays may apply. A consultation does not guarantee ongoing care, but it is your first step to getting support.
If you have Medicare Part A coverage, you may be able to receive palliative care, much like getting care from other medical specialists. To get palliative care at home, request a referral for home-based palliative care which is covered by Medicare under some circumstances.
If you have Medicare Part B coverage, it may cover some of the services and supplies to treat your disease. If you are covered by Medicaid, it may cover some palliative care treatments and medications.
Many private insurance plans also cover palliative care as part of their chronic care, long-term care or hospice benefits.
To ensure you're not surprised with unintended bills, talk to representatives at the office of the palliative care provider. Next, call Medicare, Medicaid or your insurance provider to confirm coverage for specific services. Ask about co-pays for those services.
Benefits for Veterans
Most Veteran's Affairs facilities have a palliative care consult team (PCCT) for palliative and hospice services provided in VA facilities, community hospitals, community nursing facilities and at home. These services are part of the VA’s Medical Benefits Package.
Remember, receiving palliative care does not signal you are giving up hope for recovery. Support can begin at any stage of an illness, with people moving in and out of care as needed.